Checking Accounts

Opt-In for Overdraft Privilege

We are excited to inform you that as an added convenience, Overdraft Privilege is now also available to you for ATM and debit card transactions. However, due to new regulatory requirements, this added convenience will only be available to you if you notify us that you wish to receive the service for your ATM and everyday debit card transactions. If you want Overdraft Privilege to apply to your ATM and everyday debit card transactions you can choose from the following options:

  • Calling us at (812)425.5152 *Easiest Way*
  • Print and complete the opt-in form and mail it back to us
  • Faxing the completed opt-in form to us at (812) 421-4848
  • Or, by bringing it by one of our convenient branch locations
Courtesy Fee for Nonsufficient Funds $30.00 each 

Fresh Start Checking

Fresh Start Checking has all the basic features of a regular checking account, but is designed for individuals who want to rebuild their financial record. If you've been turned down for checking accounts due to credit problems, Fresh Start Checking may be able to give you that second chance you need. Stop in to apply today! Click here to view the fee schedule.

Free Classic Checking

If you don't want to keep a minimum balance in your checking account, then Free Classic Checking could be the account for you. with Free Classic Checking, you're free of minimum balance requirements. And of course, there's no monthly service fee. Like we said, it's free!

Dividends Plus Checking

Imagine a checking account that gives you incredible benefits, plus dividends! That's the idea behind Dividends Plus Checking. If you tend to keep a higher balance in your checking account and want your money to grow, this account is a great fit for you! Account balances are tiered to pay higher dividends on higher balances of $1,000 or more. For dividend rates and account minimums, click here.

Business Checking

Our Business Checking account is designed to give you more freedom, fewer fees, and the personal service you deserve. Plus, your money works for you. Unlike many other financial institutions, our Business Checking account earns dividends on balances of $1,000 or more! For dividend rates and account minimums, click here.

Make Your Life Easier, More Convenient

You get these benefits with any eligible Diamond Valley Federal Credit Union checking account.

Overdraft Privilege: Just When You Need It

To help you manage your new Diamond Valley checking account, Overdraft Privilege is available with all eligible accounts, after 60 days. With Overdraft Privilege, you may avoid the embarrassment of returned items and the inconvenience of merchant fees. Best of all, your reputation and your credit are safer. There is no annual fee and no interest charged for this service, and overdrafts may be covered up to $500. Some restrictions apply, call for details.

Courtesy Fee for Nonsufficient Funds $30.00 each 

To Open a Checking Account, Visit a Diamond Valley office Today!

Diamond Avenue Branch
840 East Diamond Avenue
Next to Lic's

Eastfield Branch
5300 Vogel Road
Between Green River Road and Burkhardt

Red Bank Branch
5020 University Drive
Corner of Red Bank Road and University Drive, across from Public Library

Ross Center Branch
2521 Washington Avenue
East of Ross Center, between Boeke Road and Vann Avenue, next to Taco John's

Credit union rules and regulations apply. Minimum opening balance is required. Gift is awarded when account is opened. We reserve the right to substitute a gift of similar value. Ask us for details.

To learn more about our new checking options, please email a Member Service Representative or call 425-5152.


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