Checking Accounts

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Make Your Life Easier, More Convenient

You get these benefits with any eligible Diamond Valley Federal Credit Union checking account.

Deposit Checks at home or on the go with the DVFCU App.

Mobile Check Deposit available with the DVFCU App!

Fresh Start Checking has all the basic features of a regular checking account, but is designed for individuals who want to rebuild their financial record. If you've been turned down for checking accounts due to credit problems, Fresh Start Checking may be able to give you that second chance you need. Stop in to apply today!

Free Classic Checking

If you don't want to keep a minimum balance in your checking account, then Free Classic Checking could be the account for you. With Free Classic Checking, you're free of minimum balance requirements. And of course, there's no monthly service fee. Like we said, it's free!

Dividends Plus Checking

Imagine a checking account that gives you incredible benefits, plus dividends! That's the idea behind Dividends Plus Checking. If you tend to keep a higher balance in your checking account and want your money to grow, this account is a great fit for you! Account balances are tiered to pay higher dividends on higher balances of $1,000 or more.

View Dividend Rates and Account Minimums

Young At Heart Club

Diamond Valley Federal Credit Union's Young At Heart Club caters to members 55 and older by offering special incentives and discounts! Current members of Diamond Valley Federal Credit Union will be automatically enrolled into the Young At Heart Club when they turn 55.

Eligible Members Receive:

FREE Basic Checks (non-duplicate style only)
FREE Cashiers Checks (one per day)
A 20% Annual Discount on One Safe Deposit Box

Business Checking

Our Business Checking account is designed to give you more freedom, fewer fees, and the personal service you deserve. Plus, your money works for you. Unlike many other financial institutions, our Business Checking account earns dividends on balances of $1,000 or more!

View Dividend Rates and Account Minimums

Not Yet a Member? Open your new savings account here!

Opt-In for Overdraft Privilege

We are excited to inform you that as an added convenience, Overdraft Privilege is now available with all eligible accounts, after 60 days. However, due to new regulatory requirements, this added convenience will only be available to you if you notify us that you wish to receive the service for your ATM and everyday debit card transactions. With Overdraft Privilege, you may avoid the embarrassment of returned items and the inconvenience of merchant fees. Best of all, your reputation and your credit are safer. There is no annual fee and no interest charged for this service, and overdrafts may be covered up to $500. If you want Overdraft Privilege to apply to your ATM and everyday debit card transactions you can choose from the following options:

Calling us at 812-425-5152 *Easiest Way*
Print and complete the opt-in form and mail it back to us
Faxing the completed opt-in form to us at 812-421-4848
Or, by bringing it by one of our convenient branch locations

Courtesy Fee for Nonsufficient Funds

$30.00 Each

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