Fees effective as of July 21, 2022 and are subject to change without notice.
Fee Type Fee Amount
Account Research $20.00 per hour
Activity Print Out $4.00
Business Checking:
Transaction Item Fee

*For each item debit in excess of 50 during a month
Cashier's Check Declaration of Loss Processing Fee

Cashier's Check
*Members 55+ (Young at Heart Club) receive one free Cashier's Check per day

Charge-Off on Account Processing Fee $15.00
Check Printing Fee varies by check design and quantity
Christmas Club Withdrawal $5.00
Copy of Draft $3.00
Counter Checks (per check) $1.00
Deposit Checks (and other items) Returned Unpaid $7.00
Dividends Plus Checking: Maintenance Fee
*Per month if account balance falls below $1,000 during the months
Dormant Account1 $5.00 per month
Excessive Withdrawal Fee (Regular Share)
*Per withdrawal in excess of five per month (if aggregate balance is less than $1,000)
Fax/Copy Service Fee $1.00 per page/copy
Foreign Check Deposit $10.00
Foreign ATM Usage2
*First three per month are free
Fresh Start Checking:
Opening Fee
Monthly Maintenance Fee

Fee Type Fee Amount
IRA Direct Transfer Fee
(DIR)/Rollover Fee
Loan Payment Check Return Unpaid $20.00
Member Check Service Fee3 $5.00
Membership Closed within 180 days $5.00
Money Order $2.00
NADA Used Car Price Quote No Fee
Nonsufficient Funds (each)
Nonsufficient Funds
ATM Withdrawal (each)
Nonsufficient Funds
Preauthorized Withdrawal (each)


Notary Public Service No Fee
Overdraft Privilege Fee (each) $30.00
Paper Statement Fee (per month) $2.00
Replace ATM Card/Debit Card $6.00
Safe Deposit Box Annual Fees:

*Members 55+ (Young at Heart Club) receive a 20%
annual discount on one safe deposit box

Safe Deposit Box Drilling
Safe Deposit Box Rental Late Charge


Statement Copy $4.00
Stop Payments (each) $30.00
Tax Levy/Garnishment $40.00
Transfer Fee for Nonsufficient Funds $6.00
Undeliverable Mail $5.00
Visa® Gift Card
*Processing fee is subject to change without notice
Wire Transfers:
Incoming Wire Transfer
Outgoing Wire Transfer
Foreign Outgoing Wire Transfer


1 This fee will not apply if you maintain a minimum daily balance of $100.00 during the statement cycle, if you are 16 years of age or younger, or if you have any other type of account with us under the same member account number.

2 DVFCU ATM's and those in the Alliance One Network are exempt from fees.

3 A member check service fee of $5.00 per month will be applied if you maintain less than a $100.00 daily share balance and have no other account relationships with Diamond Valley. This service fee will not be applied if your daily share balance is $100.00 or greater, you have an active loan or credit card with us, you have a checking, money market, share certificate, retirement account of other share account. Members under 18 years of age or age 70 or older are exempt from the monthly service fee. This fee is assessed only on accounts more than 60 days old.

Other fees associated with loans and Visa® credit card accounts will be disclosed at time of application and/or approval.

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