Rates effective as of March 7, 2025, and are subject to change without notice.
Share Certificate Specials
| Type |
Minimum To Earn Dividends |
Dividend Rate |
Annual Percentage Yield |
| 10 Month Certificate |
$2500 |
4.25% |
4.27% |
Certificates
| Type |
Minimum To Earn Dividends |
Dividend Rate |
Annual Percentage Yield |
| 5 Year Certificate |
$500 |
3.00% |
3.03% |
| 4 Year Certificate** |
$500 |
3.00% |
3.03% |
| 3 Year Certificate |
$500 |
3.00% |
3.03% |
| 2 Year Certificate |
$500 |
2.88% |
2.91% |
| 18 Month** |
$500 |
2.38% |
2.40% |
| Save To Win 1 Year Certificate |
$25 |
1.56% |
1.56% |
| 1 Year Certificate |
$500 |
2.75% |
2.78% |
| 6 Month Certificate |
$2,500 |
2.63% |
2.65% |
| 91 Day Certificate |
$2,000 |
1.25% |
1.26% |
Money Market Accounts
| Type |
Minimum To Earn Dividends |
Dividend Rate |
Annual Percentage Yield |
| Money Market Edge (Tier 2)* |
$100,000 |
0.35% |
0.35% |
| Money Market Edge (Tier 1)* |
$50,000 |
0.30% |
0.30% |
| Money Market Choice |
$20,000 |
0.25% |
0.25% |
| Money Market Share |
$2,500 |
0.15% |
0.15% |
IRA
| Type |
Minimum To Earn Dividends |
Dividend Rate |
Annual Percentage Yield |
| IRA (Individual Retirement Account) |
$5.00 |
0.15% |
0.15% |
Savings Accounts
| Type |
Minimum To Earn Dividends |
Dividend Rate |
Annual Percentage Yield |
| Regular Share Savings |
$300 |
0.03% |
0.03% |
| Divy Savings Account (0-13) |
$100 |
0.05% |
0.05% |
| Vacation Savings Account |
$300 |
0.03% |
0.03% |
| Insurance Savings Account |
$300 |
0.03% |
0.03% |
| Christmas Club Account |
$25.00 |
0.03% |
0.03% |
Checking Accounts
| Type |
Minimum To Earn Dividends |
Dividend Rate |
Annual Percentage Yield |
| Fresh Start Checking |
N/A |
N/A |
N/A |
| Free Classic Checking |
N/A |
N/A |
N/A |
| Dividends Plus Checking (Tier 1) |
$1,000 |
0.03% |
0.03% |
| Dividends Plus Checking (Tier 2) |
$5,000 |
0.05% |
0.05% |
| Business Checking |
$1,000 |
0.03% |
0.03% |
If you have any questions regarding our savings rates and options, please contact a Member Service Representative or call 812-425-5152.
Are Your Funds Insured?
Calculate your coverage with the Share Insurance Estimator and learn more about insurance protection.
Share Insurance Estimator
*Money Market Edge requires a minimum $50,000 to open account and earn dividends.
** Certificate is non-renewable.
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