Rates effective as of November 15th, 2018, and are subject to change without notice.
Type Minimum To Earn Dividends Dividend Rate Annual Percentage Yield
Regular Share Savings $300 0.03% 0.03%
Divy Savings Account (0-13) $100 0.05% 0.05%
Vacation Savings Account $300 0.03% 0.03%
Insurance Savings Account $300 0.03% 0.03%
Christmas Club Account $25.00 0.03% 0.03%
Fresh Start Checking N/A N/A N/A
Free Classic Checking N/A N/A N/A
Dividends Plus Checking (Tier 1) $1,000 0.03% 0.03%
Dividends Plus Checking (Tier 2) $5,000 0.05% 0.05%
Business Checking $1,000 0.03% 0.03%
Money Market Share $2,500 0.10% 0.10%
Money Market Choice $20,000 0.15% 0.15%
Money Market Edge (Tier 1)* $50,000 0.25% 0.25%
Money Market Edge (Tier 2)* $100,000 0.40% 0.40%
91 Day Certificate $2,000 0.35% 0.35%
6 Month Certificate $2,500 0.75% 0.75%
1 Year Certificate $500 1.25% 1.26%
Save To Win 1 Year Certificate $25.00 0.88% 0.88%
14 Month Certificate $500 1.13% 1.13%
18 Month Certificate** $500 1.44% 1.45%
2 Year Certificate $500 1.50% 1.51%
30 Month Certificate $500 1.56% 1.57%
3 Year Certificate $500 1.75% 1.76%
4 Year Certificate** $500 1.85% 1.86%
5 Year Certificate $500 2.00% 2.01%
IRA (Individual Retirement Account) $5.00 0.15% 0.15%

If you have any questions regarding our savings rates and options, please contact a Member Service Representative or call 812-425-5152.

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*Money Market Edge requires a minimum $50,000 to open account and earn dividends.

** Certificate is non-renewable.

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