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Savings Rates
Rates effective as of February 15th, 2019, and are subject to change without notice.
| Type | Minimum To Earn Dividends | Dividend Rate | Annual Percentage Yield |
|---|---|---|---|
| Regular Share Savings | $300 | 0.03% | 0.03% |
| Divy Savings Account (0-13) | $100 | 0.05% | 0.05% |
| Vacation Savings Account | $300 | 0.03% | 0.03% |
| Insurance Savings Account | $300 | 0.03% | 0.03% |
| Christmas Club Account | $25.00 | 0.03% | 0.03% |
| Fresh Start Checking | N/A | N/A | N/A |
| Free Classic Checking | N/A | N/A | N/A |
| Dividends Plus Checking (Tier 1) | $1,000 | 0.03% | 0.03% |
| Dividends Plus Checking (Tier 2) | $5,000 | 0.05% | 0.05% |
| Business Checking | $1,000 | 0.03% | 0.03% |
| Money Market Share | $2,500 | 0.10% | 0.10% |
| Money Market Choice | $20,000 | 0.20% | 0.20% |
| Money Market Edge (Tier 1)* | $50,000 | 0.30% | 0.30% |
| Money Market Edge (Tier 2)* | $100,000 | 0.45% | 0.45% |
| 91 Day Certificate | $2,000 | 0.45% | 0.45% |
| 6 Month Certificate | $2,500 | 1.00% | 1.00% |
| 1 Year Certificate | $500 | 1.25% | 1.26% |
| Save To Win 1 Year Certificate | $25.00 | 1.00% | 1.00% |
| 14 Month Certificate | $500 | 1.50% | 1.51% |
| 18 Month Certificate** | $500 | 1.60% | 1.61% |
| 2 Year Certificate | $500 | 1.63% | 1.64% |
| 30 Month Certificate | $500 | 1.69% | 1.70% |
| 3 Year Certificate | $500 | 1.88% | 1.89% |
| 4 Year Certificate** | $500 | 2.00% | 2.01% |
| 5 Year Certificate | $500 | 2.13% | 2.15% |
| IRA (Individual Retirement Account) | $5.00 | 0.15% | 0.15% |
If you have any questions regarding our savings rates and options, please contact a Member Service Representative or call 812-425-5152.
Are Your Funds Insured?
Calculate your coverage with the Share Insurance Estimator and learn more about insurance protection.
Share Insurance Estimator*Money Market Edge requires a minimum $50,000 to open account and earn dividends.
** Certificate is non-renewable.
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