Can I Trust Credit Karma?

Can I Trust Credit Karma?

Q: I’m trying to increase my credit score ahead of applying for a large loan, so I’m considering signing up for Credit Karma to track my score. How accurate are the credit scores it shares? Is there anything I need to be aware of before signing up for this service?


A

All You Need To Know About Your First (Student) Loan

All You Need To Know About Your First Student Loan

You might approach your student loan the same way you approach those term papers: If you don’t think about them, they can’t really stress you out. Unfortunately, just like those papers you’ll eventually have to write, your student loan debt isn’t going anywhere.
If you’ve borrowed the funds from a private lender,

Which Features Should I Look For In A New Car?

Which Features Should I Look For In  A New Car?
Which Features Should I Look For In A New Car?

Q: I’m in the market for a new set of wheels, and the choices are making me dizzy. How do I decide which features to look for in a new car and which to skip? 

A: 

9 Steps To Buying Your First Car

9 Steps To Buying Your First Car
9 Steps To Buying Your First Car

Congrats—you’re ready to purchase your first real car! 

The process can be daunting, but Diamond Valley Federal Credit Union will walk you through it. Follow our guidelines for a stress-free ride! 

1. Determine if you really need a car 

OK, you weren’t expecting this

Tags: Auto, loans, car, vehicle

5 Ways To Pay Off A Loan Early

5 Ways To Pay Off A Loan Early
5 Ways To Pay Off A Loan Early

If you’re like most Americans, you owe money toward a large loan. Whether that means carrying thousands of dollars in credit card debt, having a hefty mortgage in your name or making car loan payments each month, loan debt is part of your life. This means you’re looking at hundreds of dollars in interest payments

Tags: loans, pay off, debt

All You Need To Know About Buying A Used Car

All You Need To Know About Buying A Used Car
All You Need To Know About Buying A Used Car

Buying a previously owned vehicle can also be a great way to save big on one of your most valuable possessions.

If you’re shopping for an amazing deal on wheels during the October car-shopping season, you want to be that buyer who drives home thrilled with their new

Category: Financial Wellness

New Cars vs. Used Cars

New Cars Vs. Used Cars
New Cars Vs. Used Cars

Q: I need a new set of wheels and I’m wondering if it’s better to spring for a new vehicle or to go the cheaper route and buy a used vehicle. What do I need to know about each kind of purchase? 

A: Any decision surrounding a purchase as large as a car needs to be made with careful

Category: Financial Wellness