Finding Your Home: What's Important To You?

Finding Your Home: What's Important To You?
Finding Your Home: What's Important To You?

Shopping for a home is not just about the house itself but also the lifestyle of the community that surrounds it. It’s important to consider these features when shopping for your next home:


School Districts &

Category: Home Ownership

Mortgage Rates Are Dropping; Should I Refinance?

Mortgage Rates Are Dropping; Should I Refinance?
Mortgage Rates Are Dropping; Should I Refinance?

Q: I’ve heard that mortgage rates have dropped dramatically since the start of 2019. Should I refinance my mortgage loan to take advantage of these lower rates? 

A: Refinancing a mortgage is

Category: Home Ownership

Mortgagese 101: A Guide to Mortgage Terminology & Jargon

Mortgagese 101: A Guide to Mortgage Terminology & Jargon
Mortgagese 101: A Guide to Mortgage Terminology
Category: Home Ownership

To Refi or Not to Refi? That is the question

To Refi or Not to Refi? That is the question
To Refi or Not to Refi? That is the question

Every time the mortgage rates drop, it’s tempting to make a call to your credit union to see what kind of a deal you can get to refinance your home. Before you make that call, take a moment to learn why

Category: Home Ownership

Buying A Home In The Winter

Buying A Home In The Winter
Buying A Home In The Winter

Q: I’m ready to buy a new home and I’d rather not wait until spring. What do I need to know about buying a house during the winter?  

A: Spring and summer are, by far, the most popular seasons for house-hunting. But, that shouldn’t stop

Category: Home Ownership

Your Complete Guide To Homeowner's Insurance

Your Complete Guide To Homeowner's Insurance
Your Complete Guide To Homeowner's Insurance

Q: My mortgage lender is requiring me to take out a homeowners insurance policy before I close on a new home. What do I need to know about this process? 

A: Homeowners insurance is designed to protect you and your family

7 Reasons Not To Skip A Home Inspection

7 Reasons Not To Skip A Home Inspection
7 Reasons Not To Skip A Home Inspection

Shopping for a new home can be an exciting blur of listings, neighborhood scouting and open houses. There’s so much to consider! You want a house in the perfect neighborhood with that gorgeous kitchen and great yard, all within your budget. 

And then, it all finally comes

Category: Home Ownership

Why Does My Mortgage Lender Need So Much Information?

Why Does My Mortgage Lender Need So Much Information
Why Does My Mortgage Lender Need So Much Information?

Q: I’m applying for a mortgage through my credit union and I’m a bit surprised at the amount of information they’re asking for to process my loan. Why do they need to know so much about me to grant me a home loan

Category: Home Ownership

Mistakes First Time Home Buyers Make - Infographic

Mistakes First Time Home Buyers Make
Mistakes First Time Home Buyers Make
1.) Not Knowing Your Housing Budget 

Figure out exactly how much you can afford to pay each month in shelter costs. 

Be sure to include:

  • Mortgage payments (including interest – and PMI if applicable)
  • Property tax
Category: Home Ownership

Beware of Mortgage Fraud

Beware of Mortgage Fraud
Beware of Mortgage Fraud

Preparing to purchase your dream home is super-exciting. That’s partly because you’re choosing a property that may be your home for the next few decades – or more! 

It’s also a time that’s jam-packed with activity and arrangements. In between looking at houses, you’re going to be consulting with your realtor, working with

Category: Financial Wellness
Tags: mortgage, scams

Pages