Decorating Your First Dorm Room On A Budget

Decorating Your First Dorm Room On A Budget
Decorating Your First Dorm Room On A Budget

College dorm rooms can be quite drab, but who’s got the time or the money to do any serious decorating? Plus, school regulations can make anything that’s really creative an impossibility. 

No worries; a beautiful, personalized and warm dorm room is within reach—and

Category: Budgeting
Tags: College, Dorm, Decorating, Budget

Do I Need An Emergency Fund?

Do I Need An Emergency Fund?
Do I Need An Emergency Fund?

Q: Do I need to have a separate rainy day fund and emergency fund? 

A: In an effort to simplify their money, people sometimes consolidate accounts. This is OK in many instances, but it’s important to remember that rainy day funds and emergency

Tags: Savings, emergency, funds

2019 Credit Union Holidays

2019 Credit Union Holidays
2019 Credit Union Holidays

All Diamond Valley Federal Credit Union Locations will be closed on the following dates in 2019. 

2019 Credit Union Holidays
Category: Credit Union News
Tags: 2019, holidays, calendar

5 Scams To Watch After The Holidays

5 Scams To Watch After The Holidays
5 Scams To Watch After The Holidays

The mad holiday rush may be over, but scammers aren’t slowing down. The post-holiday weeks bring an increase in scams that, unfortunately, are quite believable during this time of year. 

Don’t be the victim of a post-holiday scam! Read on to learn about five common ways fraudsters seek

Tags: holidays, scams, alerts

6 Ways To Earn Money Online

6 Ways To Earn Money Online
6 Ways To Earn Money Online

Are you looking for some extra cash to jumpstart your savings? Desperate to stop living paycheck to paycheck? Want to make 2019 the year you finally get debt-free? 

Look no further than your computer screen! With nothing but internet access and a modest investment of your time, you can give your budget that

Tags: income, online

All You Need To Know About Wage Garnishment

All You Need To Know About Wage Garnishment
All You Need To Know About Wage Garnishment

Q: I have several outstanding debts and I’m starting to worry about wage garnishment. What do I need to know? Is there any way I can protect myself if my wages get garnished?

A: Wage garnishment is the

Tags: garnishment, issues

6 Mistakes People Make In Their 20s and How To Fix Them

6 Mistakes People Make In Their 20s and How To Fix Them
6 Mistakes People Make In Their 20s and How To Fix Them

Like many people, you may have blown through your 20s making financial decisions that served you well in the moment, but may not have been particularly responsible. Dinner out several times a week, credit card bills you barely looked at and

Tags: 20s, credit, fix, finances

6 New Year's Resolutions For A Financially Improved You

6 New Year's Resolutions For A Financially Improved You
6 New Year's Resolutions For A Financially Improved You
  1. Increase your savings. Even if it’s only by 5%, every little bit adds up.
  2. Cut out one impulse purchase a week.
  3. Trim your electricity
Tags: new year, resolutions, valuecheck

4 Steps To Credit Repair

Consumers are sometimes faced with taking steps to repair tarnished credit. Here are four steps to help make that happen.

Step #1: Determine your score – You’re entitled to an annual credit report from each of the three major credit reporting agencies. Order yours at 

Tags: credit score, repair, tips, credit

10 Hacks You Need To Know Before Hitting The Mall

10 Hacks You Need To Know Before Hitting The Mall
10 Hacks You Need To Know Before Hitting The Mall

Q: When the holiday season rolls around, I practically take up residence at the mall. There’s so much shopping I need to do and the mall is the best place to pick up most of my gifts. And yet, the experience causes so many

Tags: shopping, hacks, save money, mall

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