Should I Sign Up For Budget Billing?

Should I Sign Up For Budget Billing?

Q: My steep utility bills in the winter and summer months always throw my budget for a loop. Should I sign up for budget billing? 

A: Budget billing can simplify your utility payments by making each month the same fixed amount, but it’s important to understand all the facets before signing up. 

Read on for all your

5 Common Tax Mistakes To Avoid

5 Common Tax Mistakes To Avoid
  1. Faulty Math – A small miscalculation can throw off all your numbers and get you into trouble with the IRS.
  2. Name Changes and Misspellings – If you’ve recently changed your legal name, let the Social Security Administration know.
  3. Omitting Extra Income – If you’ve taken any side jobs during the year, fill out a 1099-
Tags: Taxes, mistakes, tips, list

All You Need to Know about Facebook’s Latest Bug

All You Need to Know about Facebook’s Latest Bug

With its wide range of features, easy-to-use interface and streamlined access, Facebook is the darling of the social media age. It helps people stay connected with family and friends, allows new relationships to blossom and creates a culture of community for new and established businesses alike.  
However, last month, Facebook announced its internal team

Do I Need An Emergency Fund?

Do I Need An Emergency Fund?

Q: Do I need to have a separate rainy day fund and emergency fund? 

A: In an effort to simplify their money, people sometimes consolidate accounts. This is OK in many instances, but it’s important to remember that rainy day funds and emergency funds serve different purposes. Additionally, it’s important to have

5 Scams To Watch After The Holidays

5 Scams To Watch After The Holidays

The mad holiday rush may be over, but scammers aren’t slowing down. The post-holiday weeks bring an increase in scams that, unfortunately, are quite believable during this time of year. 

Don’t be the victim of a post-holiday scam! Read on to learn about five common ways fraudsters seek to dupe consumers after the holidays: 

1.) Gift-picking

6 Ways To Earn Money Online

6 Ways To Earn Money Online

Are you looking for some extra cash to jumpstart your savings? Desperate to stop living paycheck to paycheck? Want to make 2019 the year you finally get debt-free? 

Look no further than your computer screen! With nothing but internet access and a modest investment of your time, you can give your budget that extra padding it needs and get a head start on saving for a larger

Tags: income, online

All You Need To Know About Wage Garnishment

All You Need To Know About Wage Garnishment

Q: I have several outstanding debts and I’m starting to worry about wage garnishment. What do I need to know? Is there any way I can protect myself if my wages get garnished?

A: Wage garnishment is the process in which funds are deducted from a person’s salary to pay for their outstanding debts.

6 Mistakes People Make In Their 20s and How To Fix Them

6 Mistakes People Make In Their 20s and How To Fix Them

Like many people, you may have blown through your 20s making financial decisions that served you well in the moment, but may not have been particularly responsible. Dinner out several times a week, credit card bills you barely looked at and luxury cars way beyond your budget—life was practically a party!   

But now, the party’s over. You’ve

Tags: 20s, credit, fix, finances

6 New Year's Resolutions For A Financially Improved You

6 New Year's Resolutions For A Financially Improved You
  1. Increase your savings. Even if it’s only by 5%, every little bit adds up.
  2. Cut out one impulse purchase a week.
  3. Trim your electricity bills by making sure your appliances are all running efficiently and conserving as much energy as possible.
  4. Increase your marketability by

4 Steps To Credit Repair

Consumers are sometimes faced with taking steps to repair tarnished credit. Here are four steps to help make that happen.

Step #1: Determine your score – You’re entitled to an annual credit report from each of the three major credit reporting agencies. Order yours at 

Pages