6 Ways To Boost Your Credit Score

6 Ways To Boost Your Credit Score

An excellent credit score is the ultimate goal of the financially responsible consumer. Those three magic digits tell a story of accountability, good financial sense, and the ability to spend mindfully. A great credit score also unlocks doors for large, affordable loans; employment opportunities, and more.
Its significance notwithstanding, achieving and

How to Make a Vacation Budget You Can Keep

How to Make a Vacation Budget You Can Keep

With mask mandates and occupancy limits easing and/or lifting, millions of Americans are looking forward to a summer getaway with more excitement than usual. Entertainment venues are opening, attractions are up and running again and for some, it’s been two years since they’ve enjoyed a real summer vacation.

5 Steps to Take Before Making a Large Purchase

Have you been bitten by the gotta-have-it bug? It could be a Peloton bike that’s caught your eye, or maybe you want to spring for a new entertainment system, no matter the cost. Before you go ahead with the purchase, though, it’s a good idea to take a step back and follow the steps outlined here to be sure you’re making a decision you won’t ultimately regret.


Step 1: Wait it out


Often, a want can seem

What is Credit Card Interest and How Does it Affect Me?

What is Credit Card Interest and How Does it Affect Me?

Getting your first credit card is super-exciting. That small piece of plastic is a gateway to adulthood, and when used responsibly, it can be your first concrete step toward establishing sound financial habits to last a lifetime. Unfortunately, though, many teenagers and young adults don’t know enough

Saving on Landscaping

Saving on Landscaping

For the green-thumbed homeowner, there are few things as pleasurable as running fingers through soft, moist earth, catching sight of the first flowering buds of spring and inhaling the scent of freshly cut grass.

Tending to a lawn and garden can get expensive. Between seeds, fertilizer and gardening supplies, costs can be high enough to take the pleasure

All You Need to Know About Savings Accounts

All You Need to Know About Savings Accounts

If you’re looking for a safe place to grow your money without subjecting it to risk or making it inaccessible, a savings account can be just what you need. Here’s everything you need to know about this popular financial product:

Opening a savings account

Getting your

5 Discounts for Older Adults You May Not Know About

5 Discounts for Older Adults You May Not Know About

One of the many perks of advancing in years is scoring great deals on all kinds of purchases and expenses. Here are five places you may not already know about where older adults can save big money:


1. Amazon Prime


Older adults who have valid EBT cards

7 Signs You're Living Beyond Your Means

7 Signs You're Living Beyond Your Means
7 Signs You're Living Beyond Your Means

In the age of plastic spending and mobile payments, it’s easier than ever to buy stuff you can’t pay for right away while supporting a lifestyle you can’t really afford. 

Let’s take a look at seven red flags that might mean you’re living beyond your means and the

8 Reasons To Create A Monthly Budget

8 Reasons To Create A Monthly Budget
8 Reasons To Create A Monthly Budget

Not sure what you’ll gain by budgeting? Here’s a list of the benefits.

  • You’ll spend less.
  • You’ll have more freedom by knowing exactly how much you have to spend.
  • You won’t neglect any fixed expenses because you’ll have money set aside for them.

8 Steps To An Energy Smart Home

8 Steps To An Energy Smart Home
Category: Budgeting

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