Q: The last few months have been really tough on my finances, and I’ve been forced to use my savings for getting by. My emergency fund and savings account are basically zero. Now that my financial situation is starting to improve, I’d like to start building these up again, but it’s all so
Who needs a budget anyway?
If you’re always wondering how you’re going to pay the next bill, feel guilty when you indulge in overpriced treats and you can’t seem to find money to put into savings, then you probably need a budget.
A budget is not a magic potion that will automatically solve all of your money problems, but it will help
It feels like you just packed away the holiday decorations yesterday, but believe it or not, 2019 is already half over. As we sail into the season of barbecues and beaches, take a few minutes to give yourself a mid-year financial checkup. A small investment of time can spur important changes that can affect
Q: Spring is here! I’ve cleaned out my house and now I’m ready to take on my finances. I’d love to give them a thorough cleaning, too. Where do I start?
A: It’s wonderful that you’ve decided to clean
College dorm rooms can be quite drab, but who’s got the time or the money to do any serious decorating? Plus, school regulations can make anything that’s really creative an impossibility.
No worries; a beautiful, personalized and warm dorm room is within reach—and
Q: My landline barely gets any use. Every family member has their own cellphone and it feels like I’m throwing out money each month when I pay the bill. Should I get rid of my landline?
A: Phone lines that need to be plugged into the wall are quite outdated. And, if you’re
Share Savings Certificates are an excellent savings option. They’re NCUA-insured, which gives you peace of mind in knowing your deposits are secure. They’ve got a better dividend rate than a savings account
If you’ve recently been rejected from a credit application of any kind, you may be looking at a poor credit score for any number of reasons. You might have been late with your credit card payments, have an outstanding judgment against you or have even been frauded
Buying a house is one of the biggest decisions
