Beware Mortgage Closing Scams

Beware Mortgage Closing Scams

Purchasing a new home is a major endeavor that can take months to complete while involving several important steps. There’s money to be paid, forms to fill out and sensitive information to share. Unfortunately, scammers know this well, so they’re out to hijack the most crucial part of the process: the closing. Closing on a home is an exciting and often

What are Some Red Flags to Know About When House-Hunting?

What are Some Red Flags to Know About When House-Hunting?

Q: I’m currently house-hunting, and aside from the obvious defects, what are some red flags I should be looking out for while checking out potential new homes?

A: When looking for a new home, it’s important to be familiar with

Don’t Forget to Follow Up on Your Home Inspection!

Don’t Forget to Follow Up on Your Home Inspection!

If you’re under contract for a new home, you’ve likely had an inspection conducted on your 

new home. This inspection is an important part of the home-buying process, and is generally required by the mortgage company. It can help you find any major defects in the home, such as a faulty roof or dying HVAC

Timeline of A Home Purchase

Timeline of A Home Purchase
  1. Get pre-approved. This will prove you’re a serious buyer and give you a leg up on bidding wars.
  2. Choose a real estate agent. Ask for referrals before signing a contract.
  3. Start your search. You can start online at sites like Zillow or Redfin.
  4. Make an offer on a home. Offer lower than the asking price, but keep your

Check out HomeReady:Advantage from Diamond Valley!

Check out HomeReady:Advantage from Diamond Valley!

The Advantage offers timely rewards and job loss protection, giving eligible home buyers an added advantage that may be used with HomeReady®.

Timely Rewards

Recieve a $500 cash reward by making on-time pyaments at no additional cost. Reward is distributed after your 60th

Category: Home Ownership

House Hunting Real Estate Apps

House Hunting Real Estate Apps
House Hunting Real Estate Apps

If you’re looking for a new home this season, why not start your search from the comfort of your living room couch? 

Thanks to the many real estate apps and websites, searching for a new home in 2019 is worlds away from what it was just a couple decades back. You can

Category: Home Ownership

When Should I Put My Home On The Market?

When Should I Put My House On The Market
When Should I Put My Home On The Market?

If you’re thinking of selling your home, think spring. That’s because the season of blossoming flowers and gentle breezes has traditionally held the designation as the best time of year to sell a home.

Before you start prepping your home for a photo shoot that shows it off in

Category: Home Ownership

Mortgagese 101: A Guide to Mortgage Terminology & Jargon

Mortgagese 101: A Guide to Mortgage Terminology & Jargon
Mortgagese 101: A Guide to Mortgage Terminology
Category: Home Ownership

Your Complete Guide To Homeowner's Insurance

Your Complete Guide To Homeowner's Insurance
Your Complete Guide To Homeowner's Insurance

Q: My mortgage lender is requiring me to take out a homeowners insurance policy before I close on a new home. What do I need to know about this process? 

A: Homeowners insurance is designed to protect you and your family