Every time the mortgage rates drop, it’s tempting to make a call to your credit union to see what kind of a deal you can get to refinance your home. Before you make that call, take a moment to learn why
Q: I’m ready to buy a new home and I’d rather not wait until spring. What do I need to know about buying a house during the winter?
A: Spring and summer are, by far, the most popular seasons for house-hunting. But, that shouldn’t stop
Q: My mortgage lender is requiring me to take out a homeowners insurance policy before I close on a new home. What do I need to know about this process?
A: Homeowners insurance is designed to protect you and your family
Shopping for a new home can be an exciting blur of listings, neighborhood scouting and open houses. There’s so much to consider! You want a house in the perfect neighborhood with that gorgeous kitchen and great yard, all within your budget.
And then, it all finally comes
Q: I’m applying for a mortgage through my credit union and I’m a bit surprised at the amount of information they’re asking for to process my loan. Why do they need to know so much about me to grant me a home loan
Figure out exactly how much you can afford to pay each month in shelter costs.
Be sure to include:
Preparing to purchase your dream home is super-exciting. That’s partly because you’re choosing a property that may be your home for the next few decades – or more!
It’s also a time that’s jam-packed with activity and arrangements. In between looking at houses, you’re going to be consulting with your realtor, working with
Buying a house is one of the biggest decisions
